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  1. WHRRL: Facilitating Agricultural Finance through Block-Chain Technology

    Authors: Vemireddy, Vidya; Deb, Shrey; Yadav, Shweta;

    Reference No: CMA0823 Pages: 19 Published on: 15, April, 2021

    Abstract: The agricultural financial market in India was still underdeveloped, in part because the formal financial sector viewed the rural population in general and agriculture, in particular, to be high-risk. Warehouse receipt financing (WHR Financing) is a financial instrument that provides farmers and traders with access to working capital by allowing ... More

  2. Indirect Institutional Finance for Agriculture

    Authors: Desai, Bhupat M;

    Reference No: CMA0615TEC Pages: 5 Published on: 1, January, 1985

    Abstract: Deals with RBI's definitions of direct and indirect finance for agriculture, and the data on relative importance of these two types of rural credit in India. The note also raises questions for discussing (a) the rationale for indirect finance, (b) purposes which have a direct bearing on the backward and ... More

  3. Roha Foods: Bharat Bank Refinances a Mortgage Loan

    Authors: Das, Prashant; Purohit, Prashant;

    Reference No: F&A0578 Pages: 9 Published on: 29, August, 2025

    Abstract: The case explores the intricacies of debt refinancing decisions in the context of large real estate assets. Neelima Patel, representing Roha Foods—a business-to-business food product supplier—faced a crucial financial decision. Having financed the company's expansion with a floating-rate mortgage loan from Cuttak Bank, she was now presented ... More

  4. Getting Refinance for a Scheme for Laying Underground Pipes

    Authors: Ranade, C G;

    Reference No: CMA0449 Pages: 9 Published on: 12, September, 1977

    Abstract: The case deals with the interphasing between the Agricultural Refinance and Development Corporation (ARDC) and a commercial bank when the latter submits a scheme for refinance to the former. The case poses some questions which reflect the importance of the scrutiny of the scheme made by ARDC and the merits ... More

  5. Liberia Sugar Corporation,Inc (Libsuco): A Case Study (A)

    Authors: Desai, D K;

    Reference No: CMA0546(A) Pages: 27 Published on: 1, January, 1981

    Abstract: The case deals with a feasibility study of setting up a sugarcane plant in an underdeveloped country, viz. Liberia in West Africa. It deals with the problems of how to make mid-course corrections when the assumptions made in the feasibility have gone wrong. It is given along with the exercises ... More

  6. ETG: Connecting Africa to the World

    Authors: Karna, Amit; Tiwari, Aarushi;

    Reference No: STR0468 Pages: 23 Published on: 11, November, 2022

    Abstract: What started as a FMCG distributor in 1967 in Kenya as Export Finance Company, is now a dynamic global conglomerate across 48 countries and 5 continents — Export Trading Group. ETG was taken over by the then CFO Mahesh Patel after exit of the founding stakeholders. It was then when the company shifted its ... More

  7. Financing for Purchase of Tractors for Custom Service

    Authors: Desai, D K;

    Reference No: CMA0235 Pages: 10 Published on: 19, October, 1972

    Abstract: An automobile firm requested for a loan for Rs. 2.75 lakhs from the Agricultural Finance Corporation for the purchase of 12 tractors with a view to exploit the good scope of custom service of tractors in the area. Having received the application the Managing Director of AFC was considering whether the loan ... More

  8. Mr Ramnath **

    Authors: Shah, B G;

    Reference No: F&A0168 Pages: 16 Published on: 1, January, 1970

    Abstract: Mr. Ramnath, an experienced businessman, works out a comprehensive scheme for developing his sixteen acre plot of land with expert help. He has now submitted his project to the Agricultural Finance Corporation for obtaining a loan towards the capital cost of the project and the working capital required for the ... More

  9. Interplay of Institutional Credit, Self-Finance and Technological Change in Indian Agriculture

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0725 Pages: 15 Published on: 1, January, 1995

    Abstract: Considering the production function framework this note examines the contributions of land, credit-financed investment, and technological change to agricultural production during pre and post-Green Revolution (GR) phases. The contributions of cretit-financed investments and technological chanage significantly improved in post-GR phase. The post-GR phase witnessed land and labour with complementary capital ... More

  10. Aggois: Last-Mile Financing for Small-Holder Farmers

    Authors: Vemireddy, Vidya; Deb, Shrey; Yadav, Shweta;

    Reference No: CIIE0027 Pages: 17 Published on: 12, October, 2021

    Abstract: The business model adopted by Aggois model aimed at resolving the problem of farmer financing — particularly, the lack of receivables financing, which left them (farmers) with no option but to choose between high rates with delayed payments under MSP or prompt payments at lower rates in private transactions. The product ... More

  11. Agricultural Refinance and Development Corporation: Its Objectives, Structures, Pollicies, and Performance

    Authors: Desai, Bhupat M;

    Reference No: CMA0437TEC Pages: 13 Published on: 7, July, 1977

    Abstract: This note covers the objectives, structure, policies, and performance of the Agricultural Refinance and Development Corporation. After briefly discussing the objectives of this Corporation, the issue of sources and uses of funds of the corporation is dealt with. The note also discusses the criteria and procedures for refinancing, in addition ... More

  12. Satsure and Space Tech: Eyes from the Sky or On the Ground?

    Authors: Lahiri, Saikat; Bose, Indranil; Dhar, Suparna; Mukherjee, Deep Narayan; Majumdar, Adrija;

    Reference No: IS0149 Pages: 26 Published on: 21, February, 2025

    Abstract: SatSure, an India-based space technology start-up, leverages satellite remote sensing, big data analytics, machine learning, and cloud computing to provide decision intelligence to enterprises in sectors such as agriculture, finance, and infrastructure. Founded in 2017 by Prateep Basu and others, it developed a suite of products: Sparta for analytics, Sage for ... More

  13. Farm Input Distribution Credit: A Case of Institutional Credit, 1998

    Authors: Namboodiri, N V; Desai, Bhupat M;

    Reference No: CMA0768 Pages: 11 Published on: 1, January, 1998

    Abstract: This case deals with the methodology for estimating agricultural input distribution credit requirement. It also aims at examining the consistency of the existing credit portfolio for input distribution business and seeks to evolve alternative criterian for existing banking practices particularly in backward areas where PACS are defunct. It further seeks ... More

  14. Roopnagar Village Cooperative Finances Farmers by Crop Loan System

    Authors: Desai, B. M;

    Reference No: CMA0204 Pages: 8 Published on: 1, October, 1970

    Abstract: The case raises the problem of discrepancy in estimates of credit needs according to crop loan system and that according to farm budgeting and programming. The problem is highlighted in the context of changing agriculture with a view to judge the adequacy or otherwise of crop loan system as is ... More

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