Reference No: ECO0290TECPages: 28Published on: 1, January, 1984
Abstract: An attempt is made in this note to provide a comprehensive discussion of credit markets and institutions in India from both descriptive and theoretical perspectives. Highlights include discussions of long-term financial institutions, informal markets and black money. ... More
Reference No: CMA0591TECPages: 10Published on: 1, January, 1984
Abstract: The note describes the three Rs of credit use - namely, returns, repayment capacity, and risk-bearing ability. It also mentions the data needs for this analysis and sources of these data. ... More
Reference No: CMA0589TECPages: 6Published on: 1, January, 1984
Abstract: Gives the genesis of the establishment of NABARD, its objectives and functions, resources, and performance during the first year of operations. ... More
Reference No: CMA0586Pages: 7Published on: 1, January, 1984
Abstract: The case deals with the high non-interest costs of borrowing from institutional sources. It contains five loan cases obtained from different agencies involving varying costs on different aspects of borrowing. The idea is to get a comprehensive understanding of borrowing costs in the Indian rural environment and how these could ... More
Reference No: CMA0592TECPages: 10Published on: 1, January, 1984
Abstract: Briefly explains various terms and concepts frequently used or misused in the day-to-day dealings in financial matters in the agricultural sector. The idea is to give the reader the correct understanding of these concepts for proper usage. ... More
Reference No: CMA0615TECPages: 5Published on: 1, January, 1985
Abstract: Deals with RBI's definitions of direct and indirect finance for agriculture, and the data on relative importance of these two types of rural credit in India. The note also raises questions for discussing (a) the rationale for indirect finance, (b) purposes which have a direct bearing on the backward and ... More
Reference No: CMA0609Pages: 8Published on: 1, January, 1985
Abstract: The case contains information on a project on dairy development in Banaskantha District of Gujarat. The scheme was prepared by the State Bank of India to provide financial help to the beneficiaries. It gives an opportunity to apply the principles of project formulation and appraisal by judging the viability of ... More
Reference No: CMA0607Pages: 11Published on: 1, January, 1985
Abstract: This case deals with (a) institutional credit policies for farm inputs distribution, (b) problems of input dealers in obtaining this credit, and (c) the estimation of input distribution credit needs vis-a-vis the credit actually provided. Based on this analysis, the case also raises the question of developing a more liberal ... More
Reference No: CMA0614TECPages: 9Published on: 1, January, 1985
Abstract: Discusses the importance of credit planning, elements of planning strategy, steps in preparing credit plans, and role of lead banks in credit planning at the branch level. The objective is to make the reader aware of the environmental and other constraints which must be appreciated in planning the credit supply ... More
Reference No: CMA0608TECPages: 6Published on: 1, January, 1985
Abstract: Discusses the condition in which scattered individual and project approaches of lending are used for the agricultural sector. It also discusses reasons why the latter approach came to be adopted by the institutional financing agencies in India. A perspective of both of these aspects is essential to appreciate constructively the ... More
Reference No: CMA0629TECPages: 7Published on: 1, January, 1986
Abstract: The note depicts the composition and role of the informal segment of rural financial market (RFM) in India. It describes the salient features of its constituents and the reasons for their dominance in the financial market. As such it gives a base for comparison of formal and informal segments of ... More
Reference No: CMA0633TECPages: 6Published on: 1, January, 1986
Abstract: This note identifies the factors that affect the demand for working capital loans on a farm. It also explains the need for estimation of working capital loans and the problems confronted by lending institutions in its precise estimation. The note gives various models and their limitations in estimating the working ... More
Reference No: CMA0630TECPages: 10Published on: 1, January, 1986
Abstract: The note gives a historical account of the public intervention in rural financial market (RFM) in India, especially institutionalization of rural credit supply. It highlights the efforts made from time to time to improve the operational efficiency of RFM. As such it discusses the salient features of the formal segment ... More
Reference No: CMA0462(B)Pages: 11Published on: 1, January, 1986
Abstract: The case gives an insight into the appraisal process of term-lending institutions. It also indicates the ways through which the funding institutions insulate themselves against the sensitive variables. The case also includes a copy of the letter of intent actually issued by the term-lending institutions wherein a specific provision has ... More
Reference No: CMA0631Pages: 7Published on: 1, January, 1986
Abstract: Describes the phenomenon of delinquency in formal lending. It also contains the responses of borrowers (defaulters and non-defaulters) to a set of hypotheses developed to identify willful default. Important characteristics of one hundred defaulter cases are presented to devise methodology for the identification of willful and involuntary default. ... More
