Reference No: CMA0631Pages: 7Published on: 1, January, 1986
Abstract: Describes the phenomenon of delinquency in formal lending. It also contains the responses of borrowers (defaulters and non-defaulters) to a set of hypotheses developed to identify willful default. Important characteristics of one hundred defaulter cases are presented to devise methodology for the identification of willful and involuntary default. ... More
Reference No: CMA0629TECPages: 7Published on: 1, January, 1986
Abstract: The note depicts the composition and role of the informal segment of rural financial market (RFM) in India. It describes the salient features of its constituents and the reasons for their dominance in the financial market. As such it gives a base for comparison of formal and informal segments of ... More
Reference No: CMA0633TECPages: 6Published on: 1, January, 1986
Abstract: This note identifies the factors that affect the demand for working capital loans on a farm. It also explains the need for estimation of working capital loans and the problems confronted by lending institutions in its precise estimation. The note gives various models and their limitations in estimating the working ... More
Reference No: CMA0630TECPages: 10Published on: 1, January, 1986
Abstract: The note gives a historical account of the public intervention in rural financial market (RFM) in India, especially institutionalization of rural credit supply. It highlights the efforts made from time to time to improve the operational efficiency of RFM. As such it discusses the salient features of the formal segment ... More
Reference No: CMA0462(B)Pages: 11Published on: 1, January, 1986
Abstract: The case gives an insight into the appraisal process of term-lending institutions. It also indicates the ways through which the funding institutions insulate themselves against the sensitive variables. The case also includes a copy of the letter of intent actually issued by the term-lending institutions wherein a specific provision has ... More
Reference No: CMA0636Pages: 25Published on: 1, January, 1987
Abstract: This is a comprehensive case for teaching the applications of all important concepts in financial and economic analysis of an agro-industrial project. The brackish water aquaculture development project consists of four components: 1) site selection for and construction of and management of ponds in each site; 2) site selection for and construction ... More
Reference No: PROD0040Pages: 10Published on: 1, January, 1987
Abstract: The main focus of the case is on improving work methods. The present work method results in low output per piece of equipment and poor utilization of equipment. The poor utilization of equipment (steam locomotives) suggests that the present level of output can be obtained by using only two locomotives ... More
Reference No: CMA0646TECPages: 32Published on: 1, January, 1987
Abstract: Different terms used extensively in agricultural economic environment by students, scientists, and all those engaged in agricultural teaching, research, and extension have been given. ... More
Reference No: CMA0638Pages: 6Published on: 1, January, 1987
Abstract: Since the supply of groundnut could not keep pace with the rising demand, it received considerable attention in the credit control operations of RBI. Both groundnut and groundnut oil have been under the provisions of Selective Credit Control and the lending norms were either tightened or relaxed depending upon the ... More
Reference No: CMA0650TECPages: 12Published on: 1, January, 1987
Abstract: Ensuring a fair distribution of public resources has been the concern of planners and socially conscious academics for a long time. The limitations of market forces in catering to such needs of people, which at the current level of deprivation and scale cannot became "reasonable" demand is well recognized. However, ... More
Reference No: BP0196TECPages: 16Published on: 1, January, 1987
Abstract: This note describes the structure of the chemical fertilizers industry in India, and the economic and regulatory environment in which it operates. Adequate nformation has been given regarding the nature of the product, performance of major manufacturers, determinants of demand for fertilizers, performance of the industry as a whole, and ... More
Reference No: CMA0640TECPages: 6Published on: 1, January, 1987
Abstract: The note explains the elements of credit use and shows the differences in the financing of working capital and investment loans. It discusses the steps involved in appraising an investment loan in the framework of the three R's of credit use - returns, repayment capacity, and risk bearing ability. ... More
Reference No: CMA0671TECPages: 10Published on: 1, January, 1988
Abstract: This note explains the concept of social cost benefit analysis and details how it differs from financial analysis. It discusses various considerations necessary in pursuing social cost benefit analysis, principles of enumeration and evaluation of various costs and benefits, discounting and the role of social rate of discount, various constraints, ... More
Reference No: CMA0674Pages: 7Published on: 1, January, 1988
Abstract: The case describes how two farmers in a village seek crop loan from a branch of a nationalized bank. Information is provided on stock of capital, sale of farm produce, purchases of inputs and services, and generation and use of liquidity in addition to general information about farm households. The ... More
Reference No: F&A0389Pages: 2 Published on: 1, January, 1988
Abstract: Introduces the various concepts of inflation accounting. It questions the assumptions behind generally accepted accounting principles, and explores other alternatives like current cost and purchasing power, and adjusted financial statements. The distinction between accounting income and economic income is highlighted. ... More
