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  • Authors: Desai, Bhupat M

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  1. Aneri Farmers' Service Cooperative Bank: A Success Story

    Authors: Namboodiri, N V; Desai, Bhupat M;

    Reference No: CMA0766 Pages: 9 Published on: 1, January, 1998

    Abstract: The case deals with how bank became a success story in rural banking under the same macro rural credit policies which are being questioned these days. To facilitate analysis, the case provides historical information, profile of area of operation, leadership management, and business operations. It also raises issues related to ... More

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  2. Changing Techniques for Modernization of Paddy Processing

    Authors: Desai, Bhupat M;

    Reference No: CMA0767 Pages: 7 Published on: 1, January, 1998

    Abstract: Modernization of paddy processing is important for higher efficiency. The case posts a problem of choosing one of the stages for a given amount of investment. It provides information to resolve this problem in the context of spread of HYVs in new areas and more enabling macro policy environment for ... More

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  3. Farm Input Distribution Credit: A Case of Institutional Credit, 1998

    Authors: Namboodiri, N V; Desai, Bhupat M;

    Reference No: CMA0768 Pages: 11 Published on: 1, January, 1998

    Abstract: This case deals with the methodology for estimating agricultural input distribution credit requirement. It also aims at examining the consistency of the existing credit portfolio for input distribution business and seeks to evolve alternative criterian for existing banking practices particularly in backward areas where PACS are defunct. It further seeks ... More

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  4. Comparative Performance of Some Basic Food-Processing Industries: A Case of Grains and Pulses, Edible Oils and Sugar Mills

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0769EX Pages: 7 Published on: 1, January, 1998

    Abstract: This case seeks to evolve guidelines for prioritizing banks assistance for three food processing industries based on lending criterion of security and efficiency in their business. The three food-processing industries are grains and pulses, edible oils, and sugar mills. ... More

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  5. Indirect Institutional Finance for Agriculture under New Economic Environment

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0770EX Pages: 5 Published on: 1, January, 1998

    Abstract: This case seeks to examine the rationale for innovating indirect agricultural credit portfolios of RFIs and the recent changes in these portfolios of priority sector credit. It also seeks to examine the policy of common lending interest rates for direct credit and indirect agricultural credit, besides non-agricultural credit. ... More

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  6. Should SMCS Borrow Inputs Marketing Credit?

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0771EX Pages: 4 Published on: 1, January, 1998

    Abstract: This case deals with the dilemma of a multipurpose cooperative society whether or not it should borrow input marketing credit. The society is aware that such a facility would enable it to enlarge its input sales and improve its viability. Yet it needs to examine its binding constraints such as ... More

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  7. Financing Working Capital Requirements of Major Farm Input Industries

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0772EX Pages: 6 Published on: 1, January, 1998

    Abstract: This case deals with the question of making a choice from four major agricultural input manufacturers based on their financial performance. The case also seeks rank them considering their performance at firm level and industry level. ... More

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  8. Credit or Multipurpose Primary Agricultural Cooperative Societies (PACS)

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0773EX Pages: 14 Published on: 1, January, 1998

    Abstract: This case deals with the paradox that the multipurpose activities enable some PACS to be viable and utility oriented, while others are neither viable nor utility oriented. This case seeks to find out whether differences in management, infrastructure, size and nature of the operation, etc. of the two PACS, could ... More

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  9. Commercial Banks' Input Distribution Credit for Private Dealers

    Authors: Namboodiri, N V; Desai, Bhupat M;

    Reference No: CMA0774EX Pages: 5 Published on: 1, January, 1998

    Abstract: This case discusses the existing norms of commercial banks' input distribution credit to private dealers. Based on the profile of two private dealers the case seeks to examine the desirability of formulating alternative loan appraisal and monitoring criterion based on business performance and ability to meet short-term and long-term debt ... More

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  10. The Function of Finance in Rural Development: A Micro Perspective

    Authors: Desai, Bhupat M;

    Reference No: CMA0775 Pages: 9 Published on: 1, January, 1998

    Abstract: This case identifies some issues related to the functions of finance in rural development. The case seeks to answer three questions: Why the functions of finance arise? How rural households in India have met their credit needs since 1951? What objections financial institutions have in meeting the financial needs of rural ... More

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  11. Ralegaon-Siddi Watershed Project

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0776 Pages: 12 Published on: 1, January, 1997

    Abstract: This case is on formulation and implementation of an area based project. It discusses the problems of the area, strategy, and organization of the project, investment components and financing, and benefits of the project. The case raises questions for discussion on a) concepts of watershed and technical change for the ... More

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  12. Financing Agricultural Exports under New Economic Environment

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0777 Pages: 10 Published on: 1, January, 1998

    Abstract: This case examines some of the export finance related issues such as credit limit, interest rate, monitoring sanctions of export credit, etc. based on the existing norms and analyzing data of a public limited company engaged in grains and pulses processing. ... More

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  13. Agro-processing Industries: Size, Strengths, Weaknesses, Importance and Changing Opportunities for Their Growth

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0778TEC Pages: 18 Published on: 1, January, 1999

    Abstract: This note first defines agro-processing industries and discuses their size in terms of value added and employment contributions. This is followed by the identification of their strengths and weaknesses, besides discussing (a) their relative importance in the process of economic development, (b) changing profile of demand for their products, (c) ... More

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  14. Strengths and Weaknesses of Agriculture in India

    Authors: Desai, Bhupat M;

    Reference No: CMA0781TEC Pages: 14 Published on: 1, January, 2000

    Abstract: This technical note discusses major recent strengths and weaknesses of Indian agriculture with some past perspective. The purpose is to introduce the students with the present basic strong and weak characteristics and performance of this sector. And the second purpose is to provide an opportunity to discuss how to facilitate ... More

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  15. Is there a Trade-off between Agricultural Growth and Poverty Alleviation and Inflation?

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0782TEC Pages: 2 Published on: 1, January, 2000

    Abstract: This technical note is prepared with a view to share some of the new contributions agricultural growth makes in the process of economic development that more recent literature has identified and discussed. ... More

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