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  • Authors: Desai, Bhupat M

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  1. Selective Credit Control Policy in India

    Authors: Desai, Bhupat M;

    Reference No: CMA0575TEC Pages: 13 Published on: 1, January, 1983

    Abstract: This note discusses the nature, scope, merits and demerits of selective credit control policy. It also discusses the rationale and main features of this policy in India. ... More

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  2. Choosing Techniques for Modernization of Rice Mills in India

    Authors: Desai, Bhupat M;

    Reference No: CMA0604TEC Pages: 4 Published on: 1, January, 1985

    Abstract: This note first discusses four alternative techniques of modernization of paddy processing. It then goes on to describe some of the reasons for partial modernization. Finally, the note poses the problem of choosing one of the four alternative techniques of modernization to allocate a given amount of fixed investment. For ... More

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  3. Location of Selected Agro-Processing Industries

    Authors: Desai, Bhupat M;

    Reference No: CMA0605TEC Pages: 9 Published on: 1, January, 1985

    Abstract: This note discusses three concepts for identifying potential locations for setting up an agro-processing enterprise. These concepts are: 1) Location quotient, 2) Location coefficient, and 3) Coefficient of linkage. Data are also provided to apply these concepts to five important agro-processing industries in India: dairy-products manufacturing units; rice mills; sugar factories; cotton ginning, ... More

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  4. Potential Role of Agro-Processing

    Authors: Desai, Bhupat M;

    Reference No: CMA0606TEC Pages: 23 Published on: 1, January, 1985

    Abstract: Discusses the importance of agro-processing and its relationship with agricultural and industrial sectors in the course of economic development. Provides a basis for discussing questions like why developing agro-processing industries are crucial to the economic development process of developing countries; and what could be done to accelerate their development. ... More

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  5. Farm Input Distribution Credit: A Case of Institutional Credit

    Authors: Desai, Bhupat M;

    Reference No: CMA0607 Pages: 11 Published on: 1, January, 1985

    Abstract: This case deals with (a) institutional credit policies for farm inputs distribution, (b) problems of input dealers in obtaining this credit, and (c) the estimation of input distribution credit needs vis-a-vis the credit actually provided. Based on this analysis, the case also raises the question of developing a more liberal ... More

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  6. A Note on Project Approach in Agricultural Finance in India

    Authors: Desai, Bhupat M;

    Reference No: CMA0608TEC Pages: 6 Published on: 1, January, 1985

    Abstract: Discusses the condition in which scattered individual and project approaches of lending are used for the agricultural sector. It also discusses reasons why the latter approach came to be adopted by the institutional financing agencies in India. A perspective of both of these aspects is essential to appreciate constructively the ... More

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  7. Indirect Institutional Finance for Agriculture

    Authors: Desai, Bhupat M;

    Reference No: CMA0615TEC Pages: 5 Published on: 1, January, 1985

    Abstract: Deals with RBI's definitions of direct and indirect finance for agriculture, and the data on relative importance of these two types of rural credit in India. The note also raises questions for discussing (a) the rationale for indirect finance, (b) purposes which have a direct bearing on the backward and ... More

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  8. Inputs Distribution Credit and Crop Loan System: A Case of Their Linkage in Cooperative Credit Structure

    Authors: Desai, Bhupat M;

    Reference No: CMA0616 Pages: 24 Published on: 1, January, 1985

    Abstract: This case deals with the problem of linkage between inputs distribution credit and credit given to the farmers by the banking institutions in India. Quantitative and qualitative data are provided to analyse this problem in the cooperative credit structure in a backward taluka in Sabarkantha district of Gujarat with a ... More

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  9. Financing Working Capital Requirements of Selected Agro-processing Industries

    Authors: Desai, Bhupat M; Gupta, V K;

    Reference No: CMA0617 Pages: 5 Published on: 1, January, 1985

    Abstract: This case is based on published data on six major agro-processing industries, viz. dairy products, fruits and vegetable products, grain products, sugar, edible oil and fats, and prepared animal feeds. These data are presented with a view to determining working capital intensity and the relative priority of these industries in ... More

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  10. Financing Groundnut Processing and Marketing

    Authors: Namboodiri, N V; Desai, Bhupat M;

    Reference No: CMA0638 Pages: 6 Published on: 1, January, 1987

    Abstract: Since the supply of groundnut could not keep pace with the rising demand, it received considerable attention in the credit control operations of RBI. Both groundnut and groundnut oil have been under the provisions of Selective Credit Control and the lending norms were either tightened or relaxed depending upon the ... More

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  11. Some Aspects of Food Processing Industries

    Authors: Namboodiri, N V; Desai, Bhupat M;

    Reference No: CMA0702TEC Pages: 10 Published on: 1, January, 1991

    Abstract: This note discusses the nature and role of food processing industries in economic development. How food processing industries induce rural lead industrialization and satisfy domestic and export demand for their products are brought out. The relative importance of food processing industries in all manufacturing industries is studied. Performance of food ... More

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  12. Grains, Edible Oils, and Sugar Mills: Comparative Performance and Its Implications for Working Capital Management

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0703 Pages: 6 Published on: 1, January, 1991

    Abstract: The objective of this note is to prioritize food processing industries for their working capital assistance based on their comparative performance in working capital management, profitability, and return to investment. The note provides information on intensity and solvency management, Management of Iiquidity and solvency cushion and profitability of three basic ... More

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  13. Mesdi Cooperative Milk Producers Union Limited

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0704 Pages: 8 Published on: 1, January, 1991

    Abstract: This case discusses the working of an integrated dairy cooperative in general and its working capital structure, management of working capital, and its implications for external finance in particular. The discussion is organized as follows: (a) the cooperative union's organizational structure; (b) working capital management performance. Criteria to evaluate the ... More

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  14. Financing M/s B K Agrochemicals by ABC Commercial Bank

    Authors: Desai, Bhupat M; Namboodiri, N V;

    Reference No: CMA0713 Pages: 10 Published on: 1, January, 1993

    Abstract: The case deals with assessing the potential for promoting institutional credit for farm inputs distribution business of M/s B K Agrochemicals in Palanpur taluka of Banaskantha district in Gujarat State. For this purpose three factors are to be analysed. These are : (a) inputs market environment, (b) loan appraisal and ... More

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  15. Rural Banking: Performance, Critical Problems and Policies

    Authors: Desai, Bhupat M;

    Reference No: CMA0715TEC Pages: 13 Published on: 1, January, 1994

    Abstract: Rural Financial Institutions (RFIs) have been built over decades by appropriate changes in institutional (non-price policies) and the interest rate structures and processes. Four significant achievements are: improved access of marginal and small farmers to credit; remarkable rural financial deepening; somewhat diversified multi-product loans to farmers, inputs dealers and agro-marketing ... More

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