The case deals with assessing the potential for promoting institutional credit for farm inputs distribution business of M/s B K Agrochemicals in Palanpur taluka of Banaskantha district in Gujarat State. For this purpose three factors are to be analysed. These are : (a) inputs market environment, (b) loan appraisal and monitoring methods of ABC Commercial Bank, and (c) working capital management by M/s B K Agrochemicals. Data and information on these three are provided to answer questions related to these factors.