Reference No: CMA0457TECPages: 9Published on: 24, June, 1978
Abstract: The note outlines the functions and working of the Agricultural Refinance and Development Corporation and then briefly discusses its organizational set up. ... More
Reference No: CMA0423(A)Pages: 12Published on: 22, May, 1978
Abstract: The case describes an experiment by a Farmers' Service Cooperative Society in financing agriculture. It includes data on the increase in the net income of farmers due to greater investment and modern agricultural practices, and highlights the importance of risk coverage under such an experiment. The concept of risk, the ... More
Reference No: CMA0461(A)Pages: 11Published on: 15, February, 1978
Abstract: Part A raises the following issues: 1) What factors would a rural borrower consider in his decision to substitute formal lenders for informal ones in an area like Dharampur? and 2) What should be the objectives and broad content of the credit policies of the formal lenders who are required to substitute ... More
Reference No: ECO0240TECPages: 5Published on: 1, January, 1978
Abstract: The note explores the secular, seasonal and random movements in demand, time and aggregate deposits of scheduled commercial banks from 1961 to 1969, with dummy variable and regression techniques applied to quarterly series. ... More
Reference No: CMA0428TEC Pages: 10Published on: 1, January, 1978
Abstract: The creation of a distinct credit agency needs special justification, if rural banks are proposed to correct some of the deficiencies of commercial banks and cooperatives. It is advisable to examine those defects in their proper context and take remedial action at the level of the commercial banks or cooperatives. ... More
Reference No: CMA0453TEC Pages: 4Published on: 25, November, 1977
Abstract: The note deals with the post-disbursement and follow up measures taken by term-lending institutions (IDBI, IFCI and ICICI) for achieving the objectives of the loan and also to ensure repayment. ... More
Reference No: CMA0449Pages: 9Published on: 12, September, 1977
Abstract: The case deals with the interphasing between the Agricultural Refinance and Development Corporation (ARDC) and a commercial bank when the latter submits a scheme for refinance to the former. The case poses some questions which reflect the importance of the scrutiny of the scheme made by ARDC and the merits ... More
Reference No: CMA0431Pages: 12Published on: 12, July, 1977
Abstract: The branch manager in concerned with the question of how he could increase his deposit from the Small farmers and other low and Medium income village in his area of operation. Supporting qualitative and quantitative information are given to weigh this concern and also to identify suitable courses of action. ... More
Reference No: CMA0437TECPages: 13Published on: 7, July, 1977
Abstract: This note covers the objectives, structure, policies, and performance of the Agricultural Refinance and Development Corporation. After briefly discussing the objectives of this Corporation, the issue of sources and uses of funds of the corporation is dealt with. The note also discusses the criteria and procedures for refinancing, in addition ... More
Reference No: CMA0432Pages: 21Published on: 13, April, 1977
Abstract: The case deals with the problems of financing an agricultural input dealer. The main problem that the bank encountered was the sudden non-utilization of the credit limit that was sanctioned to the concerned dealer. With a view to finding out solution to this problem the case provides information relating to ( ... More
Reference No: CMA0366TECPages: 15Published on: 9, September, 1976
Abstract: Deals with the structure, functions, policies of the industrial financing institutions both at national as well as state level. It also discusses the linkages coordination aspects between the various financial institutions. ... More
Reference No: CMA0364TECPages: 11Published on: 7, September, 1976
Abstract: The note deals with the pros cons of writing the convertibility clauses in the loan agreements by term-lending institutions. It gives some insights into the implications of the clause for the profitability management control of the assisted companies. ... More
Reference No: CMA0365TECPages: 5Published on: 7, September, 1976
Abstract: The note deals with the usual terms conditions of loans from the term-lending institutions. It gives an insight into the cost of capital, implications for ownership profitability of the enterprise. ... More
Reference No: CMA0403TECPages: 5Published on: 27, August, 1976
Abstract: This note first describes the rationale for the area approach in agricultural financing. It then goes on to describe the norms for area selection, forms of executing area approach, and the interpretations of this approach. Finally, on the basis of recent interpretations, two problems are posed for discussion. One relates ... More
