Reference No: MCFME0003Pages: 21Published on: 12, June, 2024
Abstract: This case answers the key question of why mortgage financing is low in India. It begins with a brief history of the development of housing finance in India and then explores the supply-side and demand-side factors influencing mortgage penetration. A regression analysis has been conducted using the mortgage-to-GDP ratio as ... More
Reference No: MAR0514Pages: 23Published on: 21, August, 2020
Abstract: Shivam Finance is a private lending firm operating in the Bhilwara district in Rajasthan. It offers loans for buying two-wheelers to the customers of the nearby districts. The firm has applied for a nonbanking financial company (NBFC) licence as the regulations changed, and it became difficult for the firm to ... More
Reference No: MAR0508Pages: 19Published on: 17, October, 2019
Abstract: Shriram Transport Finance Company Ltd. (STFCL), flagship company of Shriram group, India’s largest player in commercial vehicle finance is trying to transition to Fintech based model from Relationship based model in order to provide end consumers with speed, convenience, choice and savings as digital transactions had reached an all-time ... More
Reference No: CIIE0021Pages: 16Published on: 15, October, 2020
Abstract: This case describes the evolution of MHFC, a player in the Indian informal housing sector. As a new entrant offering micro home loans to the financially excluded lower income families of urban India in 2008, MHFC had grown to an annual number of 18,000 loans worth INR 8 billion with an average ticket ... More
Reference No: CMA0615TECPages: 5Published on: 1, January, 1985
Abstract: Deals with RBI's definitions of direct and indirect finance for agriculture, and the data on relative importance of these two types of rural credit in India. The note also raises questions for discussing (a) the rationale for indirect finance, (b) purposes which have a direct bearing on the backward and ... More
Reference No: CMA0518TECPages: 12Published on: 1, January, 1980
Abstract: This note provides information for analysing the following three questions: 1. Why does the function of finance arise? 2. How have the rural households in India met their financial or rather credit needs in the last three decades? 3. What roles and objectives have the financial institutions in India visualized for meeting the ... More
Reference No: CMA0491TECPages: 9Published on: 1, January, 1979
Abstract: Forest Development corporations have been formed in 16 state and Union Territories in India with the objective of intensive forest management through facilitating the flow of institutional finance. The note discusses the procedures and problems of acquiring institutional finance for forestry development projects. Steps to enhance bankability of such projects have ... More
Reference No: CMA0209Pages: 9Published on: 1, June, 1972
Abstract: A company submits a project report to manufacture power tillers, power threshers and power sprayers to the New Age Finance Corporation. The company wanted to have a loan of Rs 3 lakh. The Managing Director of the corporation wanted to have an evaluation report from the point of view of its ... More
Reference No: ECO0073Pages: 7Published on: 1, January, 1966
Abstract: Deals with problems faced by a finance corporation at its first underwriting of an issue. The main problem was the weighing of claims of safe finance versus development finance. The industry involved is the paper industry and questions on estimates of demand for paper arise. ... More
Reference No: CMA0449Pages: 9Published on: 12, September, 1977
Abstract: The case deals with the interphasing between the Agricultural Refinance and Development Corporation (ARDC) and a commercial bank when the latter submits a scheme for refinance to the former. The case poses some questions which reflect the importance of the scrutiny of the scheme made by ARDC and the merits ... More
Reference No: CMA0527Pages: 11Published on: 1, January, 1980
Abstract: Presents the developmental and promotional role of institutional lending agencies in agricultural projects, and highlights the limitations of projects prepared by them at the formulation and implementation stages. ... More
Reference No: CMA0225TECPages: 2Published on: 27, May, 1972
Abstract: The note examines the reasons for rejection of the request for loans of agricultural finance by a particular commercial bank, classifies the reasons into several categories. ... More
Reference No: CMA0760Pages: 5Published on: 1, January, 1997
Abstract: This case discusses a change in organizational structure of the Agricultural Finance Department of ABC Bank to highlight how it has helped in streamlining the operations. Issues such as more autonomy and decentralization, thrust, on new product development by the officials, etc. are emphasized. ... More
Reference No: F&A0488Pages: 20Published on: 13, October, 2010
Abstract: The case discusses the choices relating to seasoned equity issuance for ICICI Bank, one of India's largest banking and financial services conglomerates, in mid 2007 shortly before the global financial crisis begins to unfold. In this context, the case raises issues about the size and timing of equity issuance. It also ... More
