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  • Authors: Desai, B. M

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  1. Offtake of Fertilizers and Credit Needs at Farm Level **

    Authors: Desai, D K; Desai, B. M;

    Reference No: CMA0197 Pages: 7 Published on: 20, August, 1970

    Abstract: Raises the question whether the non-availability of credit with the farmers is responsible for the drop in demand for fertilizers. This problem is highlighted in the context of a changing agriculture which visualizes new technology as well as expansion in irrigation resources, besides the existing technology. Because of this context ... More

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  2. Branch Level Strategy for Deposit Mobilization

    Authors: Desai, B. M;

    Reference No: CMA0207 Pages: 7 Published on: 3, December, 1970

    Abstract: The case raises the problem of developing strategy for deposit mobilization by a branch manger. It highlights how a particular strategy adopted by the manager worked. Along with that it further gives the future course of events that are expected. As a result a question of developing a new strategy ... More

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  3. Roopnagar Village Cooperative Finances Farmers by Crop Loan System

    Authors: Desai, B. M;

    Reference No: CMA0204 Pages: 8 Published on: 1, October, 1970

    Abstract: The case raises the problem of discrepancy in estimates of credit needs according to crop loan system and that according to farm budgeting and programming. The problem is highlighted in the context of changing agriculture with a view to judge the adequacy or otherwise of crop loan system as is ... More

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  4. Financing Cattle Development Scheme

    Authors: Desai, B. M;

    Reference No: CMA0341TEC Pages: 6 Published on: 1, January, 1975

    Abstract: This note is meant as an exercise in applying various investment criteria to an agricultural project which was financed by a commercial bank. Additionally, it raises the issue of financing small versus rich farmers, considering their capacity to repay loans for a project like cattle development. ... More

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  5. Village Adoption: A Strategy for Intensive Agricultural Financing by a Commercial Bank Branch

    Authors: Desai, B. M; Bandyopadhyay, S C;

    Reference No: CMA0353 Pages: 17 Published on: 18, September, 1975

    Abstract: The case provides an illustration of the application of the area approach of financing which is widely prevalent in India. For this purpose, it uses identification of the village as a possible strategy to the area approach. It provides information for comparing the area (group) with scattered individual approaches of ... More

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  6. Tamil Nadu Agricultural Credit Project with Special Reference to Minor Irrigation

    Authors: Desai, B. M;

    Reference No: CMA0354TEC Pages: 12 Published on: 22, October, 1975

    Abstract: Provides details which need to be taken into account while seeking funds from a bank for a minor irrigation project. Also provides information for discussing the feasibility of investment in such projects from the viewpoints of economic financial considerations. ... More

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  7. Hypothetical Bank's Credit and Its Functions

    Authors: Desai, B. M;

    Reference No: CMA0355TEC Pages: 5 Published on: 5, September, 1975

    Abstract: The note provides material to identify a borrower on the basis of returns, repayment capacity, risk-bearing ability. The use of these three criteria is particularly focused to visualize debate on developmental versus financial role of rural credit institutions. ... More

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