Appraisal of Crop Loans Request

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Abstract

The case describes how a nationalized commercial bank appraises the working capital loan of a farmer. It also provides information on how the bank may strike a balance between meeting seasonal cash deficits and new technology adoption goals that the bank emphasizes. Based on both of these the case raises the issue of how to change appraisal process of a crop loan request based on three Rs of credit analysis.

Additional Information

Product Type Case
Reference No. CMA0765
Title Appraisal of Crop Loans Request
Pages 15
Published on Jan 1, 1998
Year of Event 1996-1997
Authors Desai, Bhupat M;
Area Centre for Management in Agriculture (CMA)
Discipline Innovation and Entrepreneurship, Operations Management, Organizational Behaviour
Sector Banking Finance Insurance (BFI)

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